Financial Planning: Major Financial Challenges You Must Overcome In Life

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It’s maybe challenging to take control of your finances, meanwhile, set aside money for savings when you have lots of bills and expenses to pay, every now and then. But if you’re focused and determined to achieve a financially stable life in the future, nothing is impossible.


Emergency Fund

Whatever financial difficulties you may encounter in the future, whether it’s for your medical needs, or simply a house and car repair costs, your emergency savings is a huge help to cover these kinds of unexpected expenses. It is one of the most important financial practices everyone should exercise in life.



Many of the younger ones today are interested to venture into the world of investing, but only a few have the courage to invest their money and take the risky journey. Mainly because most of them are hesitant due to constant uncertainties and instability happening in the market today. But according to billionaire investor, Warren Buffet, the key to achieve financial security is to start saving and investing early regardless of the amount of your money.


Retirement Savings

Living in a comfortable life throughout your golden years is one of the compelling reasons why you should secure substantial retirement savings, while you’re still young and capable. Today’s portion of your income can make a significant contribution to your living expenses and essentials when you retire someday.



Repost: Stocks in Asia advance as investors await developments on US-China trade

Here’s a global stock market updates provided by CNBC:

  • Shares in Asia mostly gained in afternoon trade.
  • The U.S. and China are set to resume trade negotiations in Washington on Wednesday, following last week’s talks in Beijing.
  • A Financial Times report on Wednesday said the two countries are closer to reaching a deal.
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Stocks in Asia were higher in Wednesday afternoon trade following a report that said the U.S. and China are closer to reaching a trade agreement.

Hong Kong’s Hang Seng index gained 0.86 percent, as shares of Chinese tech giant Tencent jumped 2.4 percent — it had earlier reached its highest level since the last intra-day high on August 10.

The Nikkei 225 in Japan added 0.84 percent in afternoon trade as shares of index heavyweight Fast Retailing soared almost 5 percent. The Topix index rose 0.52 percent.

Over in South Korea, the Kospi gained 0.6 percent as chipmaker SK Hynix saw its stock jump more than 2 percent.

Mainland Chinese stocks, however, were tepid by the morning session’s end, with the Shanghai composite advancing 0.23 percent. The Shenzhen component and Shenzhen composite were largely flat.

Meanwhile, the ASX 200 in Australia rose 0.65 percent. Data on Wednesday showed that retail sales Down Under hit a 15-month high in February, with the country’s trade surplus soaring beyond expectations to its second highest on record in the same month.

The broad MSCI Asia ex-Japan index advanced 0.69 percent to 539.56, as of 12:27 p.m. HK/SIN.

The U.S. and China are set to resume trade negotiations in Washington on Wednesday, following last week’s talks in Beijing. Ahead of the meeting, White House economic adviser Larry Kudlow said the two countries “expect to make more headway” in this week’s talks.

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These Are The Most Sought After Job Opportunities Of 2019

Make 2019 the best chapter of your career journey and be ready for the best opportunities that are coming your way. Here’s a list of this year’s high-paying professions that might help boost both your resume and career.

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Financial Advisor

In recent years, investing has become the newest trend among high net worth individuals. Thus, many financial firms like – LOM Financial focus on providing financial advice and wealth management services to their well off clients. The average pay for this profession ranges from £35,000 up to £45,000 per year particularly in the UK.


Corporate Lawyer

The United States is known to be one of the most litigious countries across the globe, where the field of law is immensely sought-after. Such promising job can make you a whopping $147,000 per year according to Indeed.


Blockchain Developer

Today’s growing popularity and development of blockchain technology is clearly inevitable in most part of US and Europe. Furthermore, many well-established companies in the financial sector have built their own blockchain system and consequently eyeing for professionals who are expert in the field of programming.



Repost: The Best Places To Retire Abroad In 2019

For retirees who dreamed of moving to any foreign countries this year, here’s a few practical suggestions from Forbes you might want to consider:

Locals walk to work in Antigua, Guatemala, and Agua volcano looms behind Santa Catalina Arch, a landmark in this Spanish colonial town & UNESCO World Heritage Site.Getty


When it comes time to pick a retirement spot, the majority of Americans end up staying put, or moving within their own state. (See The Best Places To Retire In Each State.) But that doesn’t mean you shouldn’t at least consider the option of retiring abroad. Fact is, many countries offer a high standard of living at a much lower cost and throw in good weather, great scenery and fascinating culture at no extra charge.

More Americans have been not just considering, but actually making, the big move. The U.S. Social Security Administration just reported it’s now sending checks to almost 700,000 people living in foreign countries. That’s a steady 40% increase over 10 years. Of course, not all Americans “retiring” abroad are old enough to collect Social Security. The growing FIRE (Financial Independence, Retire Early) movement has got some GenXers and even Millennials dreaming about “retiring” from their day jobs and living abroad.

To assist those planning, or simply dreaming about, a foreign retirement haven, Forbes has scoured the globe to come up with a list, The Best Places To Retire Abroad In 2019. Click on the gallery below for a description of all 24 countries, on five continents, that made our list, in alphabetical order. (At the bottom of this post, there’s also a handy table offering a quick view of how our picks compare.) Note that while we are picking entire nations, not every place in each is suitable. U.S. expat retirees often tend to cluster in just a few locales. So we suggest a few specific spots in each, although in most countries there are many other locations that would also be suitable.

One advantage of just about every foreign country on our list is that good medical care, and health care insurance, is available and at a cost so much less than in the U.S. that private insurance can easily replace the Medicare benefits most U.S. retirees depend on. (No, you can’t use your Medicare benefits abroad.) Three countries on our list—Uruguay, Ecuador and Italy—even allow expats under certain circumstances into their national healthcare systems. In some countries, good healthcare is more easily found in the larger cities, and we make a note of that in our individual write-ups.


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